Banking, payments and treasury services for a public body
Banking and payment services are procured on operational fit and counterparty strength rather than on headline price, because the transactional charges are small against the consequences of a failure. Buyers assess regulatory authorisation, credit standing, the protection that applies to balances held, and continuity arrangements, alongside the practical questions that dominate daily use: settlement timings, cut-off times, the formats accepted for bulk payment files, and the ability to reconcile receipts automatically against the buyer's own references.
Pricing is a schedule rather than a rate, and comparing bids requires modelling against actual transaction volumes by channel. Card acquiring carries interchange and scheme fees that pass through, so the supplier's margin and the pass-through must be distinguished; cash handling is priced by collection and by value counted; direct debit and credit transfer carry per-item charges; and the interest arrangement on balances can outweigh all of it. A bid comparison that adds up unit prices without the volume profile produces the wrong winner routinely.
Compliance obligations flow in both directions. The supplier must meet payment security standards for card data, sanctions and anti-money laundering screening, and accessibility requirements for public-facing payment channels; the buyer must meet the supplier's onboarding and identity verification requirements, which for a public body with complex governance takes longer than either side expects. Migration between providers involves reissuing mandates and account details to every payer and payee, and that exercise, not the tender, is the real barrier to changing supplier.
This section describes how this category is bought generally, across the public buyers that publish it. The figures elsewhere on this page are measured for this market alone.
Who buys financial services in Denmark?
GlobalGov holds 22 financial services records from 19 distinct buying organisations in Denmark. The most frequent publishers are Next Uddannelse København (2 records); Aalborg Kommune (1 record); Aalborg Service A/S (1 record); Allerød Kommune (1 record); Campus Bornholm (1 record); Finansiel Stabilitet (1 record). Between them the 6 largest account for 32% of everything published, so buying here is spread across many separate authorities.
| Buying organisation | Records | Share |
|---|---|---|
| Next Uddannelse København | 2 | 9.1% |
| Aalborg Kommune | 1 | 4.5% |
| Aalborg Service A/S | 1 | 4.5% |
| Allerød Kommune | 1 | 4.5% |
| Campus Bornholm | 1 | 4.5% |
| Finansiel Stabilitet | 1 | 4.5% |
What are financial services contracts worth in Denmark?
11 of the 22 records publish a contract value. The median is $836,288 and the largest single published value is $20.3M. By size, 6 between $100k and $1M, 3 between $1M and $10M, 2 above $10M. The remaining 11 publish no value at all, so every figure here describes the priced subset only, and values are as stated by the buyer rather than as finally awarded.
| Contract size | Records | Share of priced |
|---|---|---|
| under $100k | 0 | 0.0% |
| between $100k and $1M | 6 | 55% |
| between $1M and $10M | 3 | 27% |
| above $10M | 2 | 18% |
How long do bidders get to respond to financial services tenders in Denmark?
Across the 12 Denmark financial services notices that publish both a publication date and a closing date, the median response window is 29 days. A quarter of them allowed 13 days or fewer and a quarter stayed open for more than 32. 3 of them (25%) closed within a fortnight of being published, so on this market a bidder who reviews notices once a week can lose most of the response window before reading one.
How often are financial services tenders published in Denmark?
Denmark published 11 notices in this category in the last twelve months. Over the last three years there were 13, spread across 17 separate months of activity since 17 November 2016. May is historically the busiest month. The most recent was published 8 September 2026.
How does Denmark compare with other financial services markets?
Among the 20 countries where GlobalGov holds a comparable financial services market, Denmark ranks 19th by number of records. The largest is United States (2,543 records against 22 here). Within Denmark itself, financial services is the 43rd largest of the 43 procurement categories tracked here.
Where do the Denmark financial services records on this page come from?
These 22 records are collected from 1 official source: TED (22). GlobalGov is an independent aggregator and is not affiliated with any of them; each record links back to the notice on its issuing portal. The set is rebuilt nightly, and the counts on this page were taken on 2026-10-01.
Open Financial Services tenders in Denmark
Showing 2 of the 2 notices open in this category today. Openness uses the same definition as the Denmark market page: active, not marked awarded, cancelled, closed or expired, and either closing in the future or published within the last 90 days with no stated closing date.
Denmark – Financial auditing services – Udbud af revisionsydelser til EU-programmet Interreg 6A (ØKS)
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Financial Services procurement in other markets
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